Category Archives: Insurance

Transferring dental insurance documents

So you finally found that dentist that you can trust in Georgia.  You weren’t too happy with your previous dentist so you want to quickly as possible get all of you dental records to your new dentist.  Georgia requires that you sign a simple release form that allows your current dentist to your new dentist.  The release form should specify to whom the records are to be delivered to and identify the records to be released.  If you have serious health conditions, then a general release will not suffice in Georgia.  The state of Georgia requires that those with sensitive conditions like HIV, require specific authorization to protect the patients confidential and private information.

The typical elements of a general release include: (1) Patient’s name and identifying information; (2) address of the dentist directed to release the information; (3) description of the information to be released; (4) identity of the party to received the information; (5) authorization of the release of information; (6) patient’s signature; and (6) the time period that the authorization of information is valid for.

 

Choosing dental insurance

Dental insurance is very important to have especially if you have kids.  Needing dental care with out insurance can be costly.  This is something that you avoid if you get dental insurance before you need it.  Especially when the economy is bad because no one can afford this unforeseen expenditures.  There are various different types of dental insurance plans so you need to figure out which one fits your needs.

Nearly all insurance policies are set in place to protect you against an unforeseen accident or injury that may occur – covering you for the expense that may result. A dental policy is there to pay for the constant care that you require to look after your teeth and gums for the long term so that you never require any serious dental work in the future. Its a plan for preventative care. There are a number of different levels of coverage that you can obtain. The one you opt for will really depend on your financial circumstances. Most policies are built around attempting to make the preventative work required to maintain healthy teeth and gums as affordable as possible to you. In some policies, the preventative work is actually completely covered.  The more coverage you seek the more the policy is going to cost.

As we stated earlier, most policies focus on preventative care.  So what happens if you need real dental care and not regular checkups.  Depending on your policy, generally the price for the repair work will be agreed up and you get a discount on those cost.

If you are looking for a slightly cheaper policy you could seek one that heavily discounts the preventative work rather than covering it completely.   As a buyer, you are able to shop around and find policies that fit your budget and dental needs.